100% Free Tools

Free Business Tools for
South African SMEs

Powerful tools to help you save time and stay organized. No signup required for basic use.

Bank Statement Converter

Convert PDF bank statements to Excel or CSV format instantly. Supports FNB, Standard Bank, ABSA, Nedbank, Capitec and more.

PDF to Excel/CSV
All SA banks supported
AI-powered extraction
Instant download

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Invoice Generator

Create professional invoices for your business with VAT calculations, multiple templates, and instant PDF export.

Professional templates
VAT calculations
PDF export
Free to use

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VAT Calculator

Add or remove 15% VAT instantly. Simple calculator for South African businesses and consumers.

Add 15% VAT
Remove VAT
Instant calculation
VAT breakdown

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Depreciation Calculator

Calculate asset depreciation using official SARS wear and tear rates. Interpretation Note 47 compliant.

SARS rates
Multiple asset types
Depreciation schedule
Tax deduction

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Home Office Calculator

Calculate your work-from-home tax deduction. Check if you qualify and see your potential SARS claim.

Qualification check
Expense breakdown
Floor area calculator
Annual deduction

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Travel Allowance Calculator

Calculate your travel allowance deduction using SARS 2026/27 rates. Fixed cost and actual cost methods.

SARS rates
Fixed cost method
Actual cost method
Logbook support

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Retirement Annuity Calculator

See how much tax you can save with retirement annuity contributions. Understand your Section 11F limits.

Tax savings
Contribution limits
Marginal rate
Effective cost

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Provisional Tax Calculator

Calculate your provisional tax payments (IRP6) for SARS. Know exactly how much to pay and when.

IRP6 payments
Payment schedule
Penalty avoidance
Tax estimation

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Profit Margin Calculator

Calculate profit margin, markup percentage, and optimal selling prices for your business.

Profit margin
Markup %
Cost analysis
Price calculator

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Tax Calculators

Full suite of South African tax calculators including income tax, PAYE, and business tax.

Income tax
Business tax
Tax refund
CTC calculator

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Free Business Tools forSouth African SMEs

Bank Statement Converter

Invoice Generator

VAT Calculator

Depreciation Calculator

Home Office Calculator

Travel Allowance Calculator

Retirement Annuity Calculator

Provisional Tax Calculator

Profit Margin Calculator

Tax Calculators

Need More Than Free Tools?

Free Business Tools for
South African SMEs